Housing & Community Development

We work with the community through numerous programs allowing applicants within the City of Waco to apply for aid with some priority housing needs. For more information click on the appropriate link or call (254) 750-5656.

The City of Waco receives federal funds from the U.S. Department of Housing and Urban Development (HUD). The City is a direct recipient of the grants below.

• Community Development Block Grant (CDBG)
• Home Investment Partnership Grant (HOME)

What is the goal?

Activities undertaken must meet one of the three following HUD National Objectives:

• Benefit low- and moderate-income persons
• Elimination of slum or blight
• Meet an urgent community need

Fair Housing

• City of Waco Analysis of Impediments to Fair Housing (Executive Summary)(PDF, 32KB)
• Fair Housing Plan 2014(PDF, 6MB)
• Additional Fair Housing Information(PDF, 249KB)

What is the Fair Housing Act?

The Fair Housing Act protects buyers and renters from housing discrimination based on race, color, religion, national origin, gender, disability, and familial status (including anticipation that children may become part of a household).

How do I report housing discrimination?

If an individual believes they have experienced housing discrimination, they can file a complaint with their local Fair Housing Officer.

• Down Payment Assistance
• Home Rehabilitation
• Lead is Preventable Program (LIPP)
• Residential Tax Abatement Program

Apply Now

• We All Win - Small Business Support Program ‐ The portal to accept new applications is now closed

• Small Business Recovery Fund Program ‐ No longer accepting applications

Annual Action Plan

CDBG & HOME FUNDING – The City of Waco has prepared the Annual Action Plan for the 2023 program year. The plan summarizes the housing and community development activities and spending of $2,193,085 of CDBG and HOME funds for the program year beginning October 1, 2023. 

• 2023 Annual Action Plan(PDF, 596KB)
• 2023 Annual Action Plan Budget(PDF, 596KB)

HOME-ARP

The City of Waco was awarded $2,539,867 in HOME-ARP funds. The final allocation plan is available below.

• HOME-ARP Allocation Plan(PDF, 2MB)

Consolidated Annual Performance and Evaluation Report (CAPER)

At the end of every program year, City of Waco is required to prepare the CAPER. The report summarizes housing and community development activities for the program year 2021(PY21). View the report by clicking the link below.

• 2021-2022 CAPER Summary(PDF, 42KB)

Waco Strategic Housing Plan

• Waco Strategic Housing Plan(PDF, 7MB)
• Waco Strategic Housing Plan Appendices(PDF, 10MB)
• Waco Strategic Housing Plan Presentation(PDF, 3MB)

Strategies to End Homelessness

• Strategic Plan for Ending Homelessness - English(PDF, 2MB)
• Strategies for Ending Homelessness Presentation - English(PDF, 1MB)
• Strategic Plan for Ending Homelessness - Spanish(PDF, 2MB)
• Strategies for Ending Homelessness Presentation - Spanish(PDF, 1MB)

• Waco Housing Authority
• Lone Star Legal Aid
• Fannie Mae
• Freddie Mac
• Heart of Texas Homeless Coalition

• Developers - Low Income Housing Tax Credit(PDF, 60KB)
• Subrecipients